Peru Statutory legal interest (tasa de interés legal)
Peru Statutory legal interest (tasa de interés legal): no single figure applies. The reason is set out below, cited to the governing instrument. Last checked against the official source on 10 Aug 2026.
Peru's legal interest is a daily-published central-bank series, not a fixed rate: the BCRP sets it equal to the TIPMN deposit-average (Civil Code art. 1244, Circular 0018-2019-BCRP), applied through accumulated daily factors.
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| Current value | structured — see the API |
|---|---|
| In force from | — |
| Official source | Código Civil art. 1244: 'La tasa del interés legal es fijada por el Banco Central de Reserva del Perú' (the legal interest rate is set by the BCRP); Circular BCRP No. 0018-2019-BCRP (in force 1 September 2019): the legal rate is 'equivalente a la TIPMN' — published daily with accumulated factors by the SBS |
| Last verified | 2026-08-10 |
| Verification | primary — No verification limitation recorded — read from the official source cited. |
| Provenance | source fingerprint |
What this value means
REFUSAL AS A STORED VALUE, because the rate is a DAILY series applied through accumulated factors: the tasa de interés legal efectiva equals the TIPMN (weighted average deposit rate in national currency; TIPMEX for foreign currency), computed daily — around 1.94% (MN) and 1.15% (ME) in early August 2026, but any stored value is stale within days, and computations MUST use ratios of the accumulated factor (MN factor ~8.859 since 16 September 1992), not rate × days. It applies as default interest whenever interest is payable without an agreed rate (CC arts. 1245-1246); a separate tasa de interés legal LABORAL exists for labour debts. SANITY-CHECK TRAP: it is a deposit-average, far BELOW the policy rate (4.25%) — checks expecting policy-like values will misfire. Retrieval: www.bcrp.gob.pe 403s fetchers; the SBS page and the BCRP circular PDF are the reachable primary endpoints. If a daily-refresh mechanism is built later, this can be promoted to a served series.
Get it programmatically
curl https://latamref.dev/v1/pe/statutory-interest
# $0.005 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://latamref.dev/v1/pe/statutory-interest/history?from=2020-01-01
# Provenance: curl https://latamref.dev/provenance/pe/statutory-interestOther Peru series: BCRP tasa de referencia · IGV standard rate · VAT registration threshold · Remuneración Mínima Vital (RMV) · Feriados nacionales · CPI inflation (year-on-year) · Corporate income tax rate · Withholding tax rates · Personal income tax brackets · Statutory social-insurance contributions · Tipo de cambio interbancario (BCRP)
The same figure elsewhere: Trinidad and Tobago · Uruguay · Argentina · Barbados · Belize · all 22