Colombia Statutory default interest (interés de mora)
Colombia Statutory default interest (interés de mora) is 29.24 percent, in force since 1 Sep 2026, cited to Superintendencia Financiera Resolución 1260 de 2026. It was 29.66 percent before that. Last checked against the official source on 21 Sep 2026.
Official source: Superintendencia Financiera Resolución 1260 de 2026 (31 August 2026) certifies IBC for crédito de consumo y · Last checked 2026-09-21 · source fingerprint
Colombia's commercial default interest under Código de Comercio art. 884: one and a half times the Interés Bancario Corriente certified monthly by the Superintendencia Financiera — 29.66% E.A. for August 2026.
Compare statutory interest rate across all 22 Latin American countries →
| Current value | 29.24 percent (efectivo anual) |
|---|---|
| In force from | 2026-09-01 |
| Official source | Superintendencia Financiera Resolución 1260 de 2026 (31 August 2026) certifies IBC for crédito de consumo y ordinario at 19… — Se certifica en 19,49% efectivo anual para la vigencia entre el 1 y el 30 de septiembre de 2026, la cual representa una disminución de 28 puntos básicos (0,28%) frente a la vigente |
| Last verified | 2026-09-21 |
| Verification | primary — No verification limitation recorded — read from the official source cited. |
| Provenance | source fingerprint |
What this value means
Superintendencia Financiera Resolución 1260 de 2026 (31 August 2026) certifies IBC for crédito de consumo y ordinario at 19.49% E.A. for 1–30 September 2026. The same official press page publishes the Código de Comercio art. 884 mora (1½× IBC) as 29.24% E.A. for that modality — the catalog series is statutory default interest, not the raw IBC. Prior catalog print was 29.66% E.A. for August 2026 (Resolución 1139 / IBC 19.77%).
Earlier values
| From | Value | Source |
|---|---|---|
| 2026-08-01 | 29.66 | Código de Comercio art. 884 (as amended by Ley 510/1999… |
Get it programmatically
curl https://latamref.dev/v1/co/statutory-interest
# $0.005 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://latamref.dev/v1/co/statutory-interest/history?from=2020-01-01
# Provenance: curl https://latamref.dev/provenance/co/statutory-interestOther Colombia series: Banco de la República tasa de intervención · IVA tarifa general · VAT registration threshold · Salario mínimo mensual legal vigente (SMMLV) · Public holidays (festivos) · CPI inflation (year-on-year) · Corporate income tax rate · Withholding tax rates · Personal income tax brackets · Statutory social-insurance contributions · TRM
The same figure elsewhere: Costa Rica · Dominican Republic · Ecuador · El Salvador · Guatemala · all 22