Bolivia Statutory legal interest (interés legal)
Bolivia Statutory legal interest (interés legal) is 6 percent, in force since 2 Apr 1976. Last checked against the official source on 10 Aug 2026.
Bolivia's legal interest: a fixed 6% per annum under Art. 414 of the Código Civil, running from the day of default whenever no conventional rate was agreed in writing.
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| Current value | 6 percent |
|---|---|
| In force from | 1976-04-02 |
| Official source | Código Civil (Decreto Ley 12760 de 6 de agosto de 1975), art. 414 (Interés legal): 'El interés legal es del seis por ciento anual. Rige a falta del convencional desde el día de la mora' (legal interest is six per cent per annum; it applies, absent a conventional rate, from the day of default) |
| Last verified | 2026-08-10 |
| Verification | primary — No verification limitation recorded — read from the official source cited. |
| Provenance | source fingerprint |
What this value means
Fixed 6% per annum since the Código Civil entered into force on 2 April 1976 — no reference rate, no periodic setter. Art. 414 is residual and runs only from the day of MORA (default), and only 'a falta del convencional': a rate validly agreed in writing displaces it. Art. 411 requires conventional interest to be stipulated in writing whatever the principal, failing which the legal rate applies; art. 409 caps conventional interest at 3% per month and automatically reduces any higher stipulation to that ceiling; art. 412 prohibits anatocismo (capitalisation of interest) outright and voids agreements to the contrary; art. 413 makes interest above the legal maximum, and capitalised interest, usura subject to restitution plus criminal sanction. COMMERCIAL DEBTS ARE NOT AT 6%: under Código de Comercio (Decreto Ley 14379 de 25 de febrero de 1977) art. 798, where a commercial transaction leaves the rate unstated the applicable rate is the current banking rate for the nature of the operation, and from maturity the banking default rate runs — both proved by certification from the competent supervisory authority (ASFI, Autoridad de Supervisión del Sistema Financiero). So a merchant creditor claims the ASFI-certified banking rate, not the 6% civil figure. Art. 410 defines interest broadly, capturing any surcharge, commission or excess over principal, so relabelled charges count against the 3% monthly ceiling. Retrieval note: the Gaceta Oficial portal is search-only and serves over plain HTTP; article-level consolidated text is mirrored at bolivia.infoleyes.com/articulo/18457.
Get it programmatically
curl https://latamref.dev/v1/bo/statutory-interest
# $0.005 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://latamref.dev/v1/bo/statutory-interest/history?from=2020-01-01
# Provenance: curl https://latamref.dev/provenance/bo/statutory-interestOther Bolivia series: BCB policy rate (none — quantity-targeted monetary regulation) · IVA standard rate (levied 'por dentro') · VAT registration threshold · Salario Mínimo Nacional (SMN), monthly · Public holidays (feriados nacionales) · CPI inflation (year-on-year) · Corporate income tax rate (IUE) · Withholding tax rates · Personal income tax (RC-IVA, flat) · Statutory social-insurance contributions
The same figure elsewhere: Brazil · Chile · Colombia · Costa Rica · Dominican Republic · all 22